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How to Choose the Right Bank (for Indonesian people)

Saving money yes I want but choose the bank where we want to saving our money it’s not easy things as we tought. Now if we go out side we alway finds there a lot of bank that offer their the benefits of each, so we as the general public who do not know about things related to the bank to be confused in determining which bank is right for us. This is some tips that you should know before choose the right bank, such as :
1. Bonafiditas Bank means that the bank must have the Financial Report which is always good, shows a good performance and also healthy, meet the minimum standard of health of the bank of Indonesia, to provide facilities that can provide satisfactory and deposit interest rates competitive.
2. Your bank have complete facility that make you easy to doing some transaction that associated with your transaction, such as payment service from your credit card (not just the credit card issued by the bank), phone, mobile phone, PLN, PAM, cable TV, internet, insurance, etc.
2. Interest rates and cost of each bank is different. Therefore, we must consider carefully and don’t tease with interest rates
3. Network services means that the Bank must have a range of services in a wide network to facilitate the consumer if you want to contact the Bank.
4. Your bank has branches and ATMs in places that you will reach, both in home or workplace. And also if you go to the another places make sure that your ATM’s reach all corners of the village.
5. Your bank features phone banking, internet banking or even SMS banking
6. Unnecessary tease with Gebyar gifts offered many banks. Useless if you open many accounts, but no contents. You will not win the prize.
7. The more good if the bank has a savings program or measure other types of savings you need to save that accomodire be disturbed without cash at any time.
8. Bank Indonesia Regulations only allow a bank to provide the maximum deposit interest rate or interest rate guarantee under the bank of Indonesia. If a bank violates the provisions can be so this is the bank are not being very healthy and need funds.
Maybe this all the information that you must consider before doing some investation money to the bank. Have a nice try and Do the best for your money in the future and don’t forget to choose the right bank.

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